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完整版本: 求助!那位xdjm知道出租自己的房子对移民有无影响!
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顺流逆流
大家好,我想买的房子有两个房间,想出租一间出去,我们现在还没有拿到pr,只是工作签证,请问这样做,会影响将来申请pr吗?
请各位帮忙!!在此多谢!! rolleyes.gif
greenpepper2
引用(顺流逆流 @ 27 May 2007, 13:38) *
大家好,我想买的房子有两个房间,想出租一间出去,我们现在还没有拿到pr,只是工作签证,请问这样做,会影响将来申请pr吗?
请各位帮忙!!在此多谢!! rolleyes.gif


yes, if you rent it to Mr. Bin laden
顺流逆流
引用(greenpepper2 @ 27 May 2007, 12:40) *
引用(顺流逆流 @ 27 May 2007, 13:38) *
大家好,我想买的房子有两个房间,想出租一间出去,我们现在还没有拿到pr,只是工作签证,请问这样做,会影响将来申请pr吗?
请各位帮忙!!在此多谢!! rolleyes.gif


yes, if you rent it to Mr. Bin laden

多谢!这么快回复
不过什么是Mr. Bin laden啊
另外是怎么的影响啊,多谢了!! rolleyes.gif
冷看
Bin laden 美国总统 wink.gif
冷看
Bush下台就是他了
顺流逆流
引用(冷看 @ 27 May 2007, 13:05) *
Bush下台就是他了

wuwu blink.gif ,偶都不知道说啥好啦!!
ninny
ft,都够有才的(X腰笑)
冷看
引用(ninny @ 27 May 2007, 15:14) *
ft,都够有才的(X腰笑)


thumbup.gif
mjq
引用(顺流逆流 @ 27 May 2007, 13:38) *
大家好,我想买的房子有两个房间,想出租一间出去,我们现在还没有拿到pr,只是工作签证,请问这样做,会影响将来申请pr吗?
请各位帮忙!!在此多谢!! rolleyes.gif


不会有影响的。
greenpepper2
引用(mjq @ 27 May 2007, 15:19) *
引用(顺流逆流 @ 27 May 2007, 13:38) *
大家好,我想买的房子有两个房间,想出租一间出去,我们现在还没有拿到pr,只是工作签证,请问这样做,会影响将来申请pr吗?
请各位帮忙!!在此多谢!! rolleyes.gif


不会有影响的。


not sure abt that

if you share the same roof as mr. laden, you have every chance to gain the Permanent Residency of the United Kingdom prison without even submitting an application form
whap01
这帖怎么就变成讨论Mr Osama的呢?
小兜兜
楼主的诚心都被大家水了~
ddo
引用(顺流逆流 @ 27 May 2007, 13:01) *
引用(greenpepper2 @ 27 May 2007, 12:40) *
引用(顺流逆流 @ 27 May 2007, 13:38) *
大家好,我想买的房子有两个房间,想出租一间出去,我们现在还没有拿到pr,只是工作签证,请问这样做,会影响将来申请pr吗?
请各位帮忙!!在此多谢!! rolleyes.gif


yes, if you rent it to Mr. Bin laden

多谢!这么快回复
不过什么是Mr. Bin laden啊
另外是怎么的影响啊,多谢了!! rolleyes.gif



笨,,,,拉灯。
Fayerlin
laugh.gif laugh.gif laugh.gif
顺流逆流
引用(小兜兜 @ 27 May 2007, 15:59) *
楼主的诚心都被大家水了~

wacko.gif
偶又一次无语,大家是不是都是PR阿,或者我这种想法想出租一间的人少??
风飞飞 雪飘飘
引用(顺流逆流 @ 27 May 2007, 14:01) *
多谢!这么快回复
不过什么是Mr. Bin laden啊
另外是怎么的影响啊,多谢了!! rolleyes.gif



LZ怎么这么会搞笑哈.



ahlian
笑死人了
powervc
没问题的咯,拿WP买房的人多了。
严格的来讲,你出租的收入是要报税的


引用(顺流逆流 @ 27 May 2007, 13:38) *
大家好,我想买的房子有两个房间,想出租一间出去,我们现在还没有拿到pr,只是工作签证,请问这样做,会影响将来申请pr吗?
请各位帮忙!!在此多谢!! rolleyes.gif

miumiu
按正规做法也应该让自己的lender和保险公司知道并取得他们的同意
powervc
如果是"偶尔"租出去一间房的话算不算buy to let呢?

引用(miumiu @ 28 May 2007, 14:14) *
按正规做法也应该让自己的lender和保险公司知道并取得他们的同意

顺流逆流
引用(powervc @ 28 May 2007, 12:01) *
没问题的咯,拿WP买房的人多了。
严格的来讲,你出租的收入是要报税的


引用(顺流逆流 @ 27 May 2007, 13:38) *
大家好,我想买的房子有两个房间,想出租一间出去,我们现在还没有拿到pr,只是工作签证,请问这样做,会影响将来申请pr吗?
请各位帮忙!!在此多谢!! rolleyes.gif


hehe.多谢拉,买房地人是不少,但好像没听人说过这个问题,我是有此想法,以前只讨论过能出租,但不知道对我们这种没拿到pr的人,有啥影响!
顺流逆流
引用(miumiu @ 28 May 2007, 13:14) *
按正规做法也应该让自己的lender和保险公司知道并取得他们的同意

多谢miumiu提醒阿,每次的回答都是在点子上啊
顺流逆流
引用(powervc @ 29 May 2007, 9:09) *
如果是"偶尔"租出去一间房的话算不算buy to let呢?

引用(miumiu @ 28 May 2007, 14:14) *
按正规做法也应该让自己的lender和保险公司知道并取得他们的同意


我问过,只要你人在里面住就不算buy to let
我是舵手
lz还真是个遵纪守法的好孩子啊。。。。

无语了。。。。

这种出租太正常了。。。。怎么会有影响。。。。
sy8111
引用(顺流逆流 @ 29 May 2007, 11:14) *
引用(powervc @ 29 May 2007, 9:09) *
如果是"偶尔"租出去一间房的话算不算buy to let呢?

引用(miumiu @ 28 May 2007, 14:14) *
按正规做法也应该让自己的lender和保险公司知道并取得他们的同意


我问过,只要你人在里面住就不算buy to let


有这种好事?
Alexandra
引用(sy8111 @ 29 May 2007, 11:12) *
引用(顺流逆流 @ 29 May 2007, 11:14) *
引用(powervc @ 29 May 2007, 9:09) *
如果是"偶?#8221;"租出去一间房的话算不算buy to let呢?

引用(miumiu @ 28 May 2007, 14:14) *
按正规做法也?#8221;该让自己的lender和保险公司知?#8220;并取得他们的同意


我问过,只要你人在里面住就不算buy to let


有这种好事?

我看到过一篇关于合理避税的文章,如果你出租一间房。叫做:let a room with furniture, if your annual income is less than £4250,you dont need to pay tax,but you need to declare
但我没搞懂这4250是否光指房租。
powervc
在自己的tax personal allowance以内的收入当然不用缴税。出租住房的的话还会有额外的免税么?sounds too good to be true..

引用(Alexandra @ 29 May 2007, 21:28) *
引用(sy8111 @ 29 May 2007, 11:12) *
引用(顺流逆流 @ 29 May 2007, 11:14) *
引用(powervc @ 29 May 2007, 9:09) *
如果是"偶?#8221;"租出去一间房的话算不算buy to let呢?

引用(miumiu @ 28 May 2007, 14:14) *
按正规做法也?#8221;该让自己的lender和保险公司知?#8220;并取得他们的同意


我问过,只要你人在里面住就不算buy to let


有这种好事?

我看到过一篇关于合理避税的文章,如果你出租一间房。叫做:let a room with furniture, if your annual income is less than £4250,you dont need to pay tax,but you need to declare
但我没搞懂这4250是否光指房租。

冷看
The Rent a Room scheme
If you already have a lodger or are thinking about letting furnished rooms in your home, you can receive up to £4,250 a year tax-free (£2,150 if letting jointly). This is known as the Rent a Room scheme.[/i][i]

How the scheme works
The Rent a Room scheme is an optional exemption scheme that lets you receive a certain amount of tax-free 'gross' income (receipts before expenses) from renting furnished accommodation in your only or main home.
Who can take advantage of the scheme?
You can choose to take advantage of the scheme if you let furnished accommodation in your only or family home to a lodger. (Your only or family home is the one where you/your family live for most of the time. A lodger is someone who pays to live in your home, sometimes with meals provided, and who often shares the family rooms.)

A lodger can occupy a single room or an entire floor of your home. However, the scheme does not apply if your home is converted into separate flats that you rent out. In this case you will need to declare your rental income to HM Revenue & Customs (HMRC) and pay tax in the normal way. Nor does the scheme apply if you let unfurnished accommodation in your home.
Tax on residential property income outside Rent a Room Do you have to be a home owner?
No. You can choose to take advantage of the Rent a Room scheme, regardless of whether you are a home owner or are renting your home. However, if you are renting, you should check whether your lease allows you to take in a lodger.

If you're a mortgage payer it's best to check whether taking in a lodger is within your mortgage lender's and insurer's terms and conditions.
If you share a home and both let a room or rooms
If you are both letting furnished accommodation in your joint home, you will each be entitled to receive half of the allowance (up to £2,125 for the 2007-2008 tax year) without paying tax.
If you provide meals and laundry services
If you charge for additional services, you will need to add the payments you receive to the rent, to work out the total receipts. If you get more than £4,250 a year in total, you will have to pay tax, even if the rent is less than that.
The advantages and disadvantages of the scheme
There are advantages and disadvantages of the scheme - it's simply a matter of working out what is best for you.

The principal point to bear in mind is that if you are in the Rent a Room scheme you can't claim any expenses relating to the letting (for example, wear and tear, insurance, repairs, heating and lighting).

To work out whether you will be better off joining the scheme or declaring all of your letting income and claiming expenses on your tax return you need to compare the following:

how much income you are left with after your expenses
the amount of your receipts (rent plus any income from laundry services, meals, etc) over £4,250 or £2,125 if letting jointly (2007-2008 tax year)
If you opt out of the scheme (or simply do nothing) you will pay income tax on the first amount. If you opt into the scheme you will pay tax on the second amount.

Expenses you can claim outside the Rent a Room scheme Rent a Room scheme and running a business
If you run a bed and breakfast business or a guest house, or provide catering and cleaning services as part of a letting business, the Rent a Room scheme can still apply to you. You will need to complete the relevant parts of the self-employment pages of your Self Assessment tax return.

HMRC helpsheet for traders on the Rent a Room scheme (opens new window) How to opt in or out of the schemeIf you want to opt in
if you don't normally receive a tax return and your receipts are below the tax-free thresholds for the scheme, the tax exemption is automatic so you don't need to do anything
if you wish to opt in and your receipts are above the tax-free threshold, you must tell your Tax Office - you can do this by completing a tax return and claiming the allowance
If you want to opt out
just complete a tax return within the usual deadline and declare the relevant lettings income and expenses on the property pages
Contact details for all Tax Offices (opens new window) Find your Tax Office through an HMRC Enquiry Centre (opens new window)
powervc
对一个工作的人来说,这个免税额是在他的免税额,比如说5220镑以上再加2125镑么,总免税额就是7345镑/年。我理解的对么?


引用(冷看 @ 5 Jun 2007, 1:45) *
The Rent a Room scheme
If you already have a lodger or are thinking about letting furnished rooms in your home, you can receive up to £4,250 a year tax-free (£2,150 if letting jointly). This is known as the Rent a Room scheme.[/i][i]

How the scheme works
The Rent a Room scheme is an optional exemption scheme that lets you receive a certain amount of tax-free 'gross' income (receipts before expenses) from renting furnished accommodation in your only or main home.
Who can take advantage of the scheme?
You can choose to take advantage of the scheme if you let furnished accommodation in your only or family home to a lodger. (Your only or family home is the one where you/your family live for most of the time. A lodger is someone who pays to live in your home, sometimes with meals provided, and who often shares the family rooms.)

A lodger can occupy a single room or an entire floor of your home. However, the scheme does not apply if your home is converted into separate flats that you rent out. In this case you will need to declare your rental income to HM Revenue & Customs (HMRC) and pay tax in the normal way. Nor does the scheme apply if you let unfurnished accommodation in your home.
Tax on residential property income outside Rent a Room Do you have to be a home owner?
No. You can choose to take advantage of the Rent a Room scheme, regardless of whether you are a home owner or are renting your home. However, if you are renting, you should check whether your lease allows you to take in a lodger.

If you're a mortgage payer it's best to check whether taking in a lodger is within your mortgage lender's and insurer's terms and conditions.
If you share a home and both let a room or rooms
If you are both letting furnished accommodation in your joint home, you will each be entitled to receive half of the allowance (up to £2,125 for the 2007-2008 tax year) without paying tax.
If you provide meals and laundry services
If you charge for additional services, you will need to add the payments you receive to the rent, to work out the total receipts. If you get more than £4,250 a year in total, you will have to pay tax, even if the rent is less than that.
The advantages and disadvantages of the scheme
There are advantages and disadvantages of the scheme - it's simply a matter of working out what is best for you.

The principal point to bear in mind is that if you are in the Rent a Room scheme you can't claim any expenses relating to the letting (for example, wear and tear, insurance, repairs, heating and lighting).

To work out whether you will be better off joining the scheme or declaring all of your letting income and claiming expenses on your tax return you need to compare the following:

how much income you are left with after your expenses
the amount of your receipts (rent plus any income from laundry services, meals, etc) over £4,250 or £2,125 if letting jointly (2007-2008 tax year)
If you opt out of the scheme (or simply do nothing) you will pay income tax on the first amount. If you opt into the scheme you will pay tax on the second amount.

Expenses you can claim outside the Rent a Room scheme Rent a Room scheme and running a business
If you run a bed and breakfast business or a guest house, or provide catering and cleaning services as part of a letting business, the Rent a Room scheme can still apply to you. You will need to complete the relevant parts of the self-employment pages of your Self Assessment tax return.

HMRC helpsheet for traders on the Rent a Room scheme (opens new window) How to opt in or out of the schemeIf you want to opt in
if you don't normally receive a tax return and your receipts are below the tax-free thresholds for the scheme, the tax exemption is automatic so you don't need to do anything
if you wish to opt in and your receipts are above the tax-free threshold, you must tell your Tax Office - you can do this by completing a tax return and claiming the allowance
If you want to opt out
just complete a tax return within the usual deadline and declare the relevant lettings income and expenses on the property pages
Contact details for all Tax Offices (opens new window) Find your Tax Office through an HMRC Enquiry Centre (opens new window)

飞利浦西斯蛋挞
我也是有同样的疑问:这£4,250 a year的免税额是否独立于个人收入(例如工资),还是以(工资+房租收入- £4,250 )来计算交税呢?
冷看
我认为是额外的
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