一直想申请个信用卡，可是看了老半天也没琢磨出是啥意思，实在有点愚笨，请谅解。象下边这个，最后两点我明白，不要年费；还有卡的安全细则，那前面是什么意思呢？
我对金融实在一窍不通，还请各位解释得通俗一点，谢谢了！
The essentials
* 0% for 13 months on balances transferred within 30 days of you opening your account. 2.5% balance transfer fee applies (minimum £5)
* 0% on purchases for 3 months from account opening
* Typical 16.9% APR variable after introductory period
* No annual fee to pay
* Card security – five security measures to give you confidence when you spend
完整版本: 请教达人有关信用卡问题
引用(joannashi @ 29 Jul 2008, 22:23) 
一直想申请个信用卡，可是看了老半天也没琢磨出是啥意思，实在有点愚笨，请谅解。象下边这个，最后两点我明白，不要年费；还有卡的安全细则，那前面是什么意思呢？
我对金融实在一窍不通，还请各位解释得通俗一点，谢谢了！
The essentials
* 0% for 13 months on balances transferred within 30 days of you opening your account. 2.5% balance transfer fee applies (minimum £5)
* 0% on purchases for 3 months from account opening
* Typical 16.9% APR variable after introductory period
* No annual fee to pay
* Card security – five security measures to give you confidence when you spend
我对金融实在一窍不通，还请各位解释得通俗一点，谢谢了！
The essentials
* 0% for 13 months on balances transferred within 30 days of you opening your account. 2.5% balance transfer fee applies (minimum £5)
* 0% on purchases for 3 months from account opening
* Typical 16.9% APR variable after introductory period
* No annual fee to pay
* Card security – five security measures to give you confidence when you spend
0% for 13 months on balances transferred within 30 days of you opening your account. 2.5% balance transfer fee applies (minimum £5) 的意思是如果你英国有别的公司没还清的信用卡，可以把它转到这张新的信用卡上，１３个月内不收利息，如果你在英国没有信用卡的话就不重要了。
0% on purchases for 3 months from account opening。 的意思是如果你在前三个月不全还清的话不收你利息
Typical 16.9% APR variable after introductory period 如果你不把当月的账单还清的话，就要受你利息。还清的话就不收了。
No annual fee to pay 没有年费
Card security – five security measures to give you confidence when you spend 卡的保险
引用(leep @ 5 Aug 2008, 19:33)
引用(joannashi @ 29 Jul 2008, 22:23)
一直想申请个信用卡，可是看了老半天也没琢磨出是啥意思，实在有点愚笨，请谅解。象下边这个，最后两点我明白，不要年费；还有卡的安全细则，那前面是什么意思呢？
我对金融实在一窍不通，还请各位解释得通俗一点，谢谢了！
The essentials
* 0% for 13 months on balances transferred within 30 days of you opening your account. 2.5% balance transfer fee applies (minimum £5)
* 0% on purchases for 3 months from account opening
* Typical 16.9% APR variable after introductory period
* No annual fee to pay
* Card security – five security measures to give you confidence when you spend
我对金融实在一窍不通，还请各位解释得通俗一点，谢谢了！
The essentials
* 0% for 13 months on balances transferred within 30 days of you opening your account. 2.5% balance transfer fee applies (minimum £5)
* 0% on purchases for 3 months from account opening
* Typical 16.9% APR variable after introductory period
* No annual fee to pay
* Card security – five security measures to give you confidence when you spend
0% for 13 months on balances transferred within 30 days of you opening your account. 2.5% balance transfer fee applies (minimum £5) 的意思是如果你英国有别的公司没还清的信用卡，可以把它转到这张新的信用卡上，１３个月内不收利息，如果你在英国没有信用卡的话就不重要了。
0% on purchases for 3 months from account opening。 的意思是如果你在前三个月不全还清的话不收你利息
Typical 16.9% APR variable after introductory period 如果你不把当月的账单还清的话，就要受你利息。还清的话就不收了。
No annual fee to pay 没有年费
Card security – five security measures to give you confidence when you spend 卡的保险
补充
如果将一张卡的balance转到另外一张上，是有2.5% balance transfer fee的。除非无法还清，一般很少用这个的
谢谢leep和netwalker
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